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We created this step by step buyer’s guide saturated with our expertise, insights, and tips to help make your home buying experience as fruitful and well-informed as possible.
10 Easy Steps to Closing
1. Find the Right Agent
We're confident that you're in great hands, but feel free to ask any questions you may have. We want you to feel empowered throughout the entire process.
2. Prepare Finances
Before approaching a lender, make sure you have a clear understanding of your budget, any outstanding debts, and areas where you can make improvements.
3. Get Pre-Qualified
We'll connect you with a lender who will guide you every step of the way, ensuring a quick pre-qualification process from start to finish.
4. Start Home Shopping
We'll curate a list of homes that extend beyond what's available on public sites, giving you a competitive advantage in your home search.
5. Make an Offer
Taking into account your goals and desires, along with the current context of the market and the property, we will make an offer that keeps your interests at heart.
6. Negotiate Terms
When negotiating, whether it's the seller adjusting your offer or the inspection prompting amendments, it's probable that terms will need negotiation. We'll leverage our knowledge and expertise to negotiate in alignment with your interests.
7. Accept the Contract
Once both parties agree, the contract will be accepted and we can proceed with the next steps toward closing.
8. Obtain Mortgage Financing
Your lender will progress through a series of steps until your loan successfully clears for closing. Maintain open communication and promptly provide any required documents, including insurance and financial statements.
9. Complete Additional Duties
The transaction coordinator on our team will ensure you stay informed about upcoming deadlines, such as arranging for gas, electric, and water services, as well as other obligations.
10. Close!
Closing fees will be paid, documents signed, and keys received. Your new home awaits!